Canada’s Trusted
Path to Growth.

Supporting your financial journey every step of the way.

Check Out Our Mortgage Products.

Self Employed

Achieve your dream of homeownership—start the journey of finding a home that fits your lifestyle and financial goals.

Refinance

Life changes and so do your mortgage needs. Discover how refinancing can benefit you—from lower rates, to changing terms.

Micro Condo

Micro condos can be a great option for homebuyers seeking space in their city’s core. Click to see square footage requirements.

First Timers

Buying your first home can feel overwhelming— it doesn’t have to be. We can help you buy with confidence.

Frontline

We offer an exclusive discounted rate and up to $2,000 cashback* for Frontline workers. Click to find out if you qualify.

Credit Restore

Having trouble qualifying for a traditional mortgage? Life happens, Alternative mortgages can help. Click to learn about your options.

New to Canada

Are you new to Canada? Discover our mortgage options tailored to residents with limited time in Canada & Canadian credit history.

Purchase Plus

Love the house but not the kitchen? Find out how you can turn your dream home into a reality by rolling renovation costs into your mortgage.

Rentals

Ready to invest in a rental property? Explore the benefits and learn how to qualify for an investment property mortgage.

Transfer

Why pay more with your existing lender when you could save? Find out how you can take advantage of our full-featured mortgages with great low rates.

Second Home

Looking to buy a vacation home or a second property for a family member? Find out how to finance your secondary property with ease.

Renewal

Is your mortgage up for renewal? Explore your options for customizing your mortgage term to suit your lifestyle.

News

Latest news

RFA Financial Declares Common and Series E Preferred Share Dividends

15.09.2026

TORONTO, September 15, 2026 – RFA Financial Inc. (“RFA” or the “Company”) (TSX: RFA) (TSX: RFA.PR.E) announced today that its board of directors has declared a dividend of $0.33 per common share for the quarter ending September 30, 2026. The dividend is payable on October 15, 2026, to common shareholders of record as of the close of business on September 30, 2026.

13.08.2026

RFA Financial Releases Second Quarter Results

30.07.2026

RFA Financial Delivers Transformative Leasing Success with Landmark Headquarters Relocation

Explore all of our latest news & announcements

Frequently asked questions

Learn more about RFA.

RFA logo

RFA Financial (TSX: RFA) is a diversified financial services platform that empowers Canadians to achieve homeownership and build long-term financial success across mortgage lending, real estate, and wealth management.

About

Company Profile

Mortgage Policies

Community

Contact

Contact Us

Careers

Mortgages

Our Products

Calculators

Resources

Customer Portal

Solicitors

Solicitor Resources

Mortgage Brokers

Partner With Us

Deposits

GICs

CDIC Insured

Real Estate

Leasing

Portfolio Map

Investors

Reports & Filings

Stock Information

Events & Presentations

News

CDIC Digital Symbol

RFA Bank of Canada is a member of the Canadian Deposit Insurance Corporation (CDIC). We offer Guaranteed Investment Certificates through a contracted national network of Canadian Investment Regulatory Organization (CIRO) regulated deposit dealers.

The maximum insurance protection for CDIC-eligible GICs is subject to applicable limits.

Please Note: RFA Financial, RFA Mortgage Corporation, RFA Asset Management & RFA Wealth Management are NOT members of the CDIC.

Accessibility

RFA Bank of Canada Disclosures

Copyright © 2026 RFA Financial

All rights reserved.

FSRA #12980