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Governance Documents.

Our Board of Directors is committed to the highest standards of corporate governance that protect long-term interests, enhance shareholder value, and promote transparency and accountability. The following policies and procedures reflect this commitment.

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RFA Financial (TSX: RFA) is a diversified financial services platform that empowers Canadians to achieve homeownership and build long-term financial success across mortgage lending, real estate, and wealth management.

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RFA Bank of Canada is a member of the Canadian Deposit Insurance Corporation (CDIC). We offer Guaranteed Investment Certificates through a contracted national network of Canadian Investment Regulatory Organization (CIRO) regulated deposit dealers.

The maximum insurance protection for CDIC-eligible GICs is subject to applicable limits.

Please Note: RFA Financial, RFA Mortgage Corporation, RFA Asset Management & RFA Wealth Management are NOT members of the CDIC.

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FSRA #12980