Mr. Morton is a senior executive with broad experience for 3 major financial services companies over 30 years. Mr. Morton is an accomplished, experienced leader in financial, strategic design & execution, risk management and general management. Mr. Morton has served as President & Chief Executive Officer at RFA Bank of Canada (OSFI regulated) for the past five years. Mr. Morton previously served as the Executive Vice President and Chief Financial Officer of Home Capital and also served as a Senior Vice President and Principal Officer at State Street Bank for over 21 years. He holds CPA, CMA and C.Dir. designations. Mr. Morton received his Bachelor of Arts in Economics from the University of Waterloo.

Ms. Beke is a senior finance executive with more than 15 years of experience in the mortgage and financial services industry. She has served as Chief Financial Officer of RFA Bank of Canada for the past five years, where she is responsible for the Bank’s finance, treasury, capital management, regulatory reporting, and financial planning functions. Over the course of her career, Ms. Beke has held progressively senior leadership roles within the banking and mortgage sectors, including positions at RFA Bank of Canada, MCAP, and Ernst & Young LLP. She brings extensive expertise in financial reporting, strategic planning, and regulatory compliance. Ms. Beke is a Chartered Professional Accountant (CPA, CA) and holds a Bachelor of Management and Organizational Studies (Finance), as well as an Accounting Diploma, from Western University.

Derek Arbour is Chief Operations Officer of RFA Bank of Canada, bringing more than 20 years of experience in the Canadian mortgage industry. With a background spanning both prime and alternative residential lending, he has held leadership roles at a major Canadian bank and a leading alternative lender. Derek oversees operational strategy and execution with a focus on delivering an exceptional experience for brokers and clients. A seasoned leader, he is known for fostering high-performing teams and creating a culture focused on employee growth and development. Throughout his career, Derek has successfully led strategic initiatives, process improvements, and operational transformations that have enhanced efficiency, strengthened service delivery, and supported sustainable business growth.

Stuart currently serves as Chief Risk Officer of the Bank and brings extensive experience working with Canadian financial institutions of all sizes, giving him a broad perspective on risk management across a range of operating environments. His career spans the development and leadership of risk management teams, enterprise risk frameworks and risk appetite statements, Board and executive advisory responsibilities, emerging risk oversight, and regulatory compliance. Known for his pragmatic and collaborative leadership style, Stuart combines deep technical expertise and a strong understanding of the Canadian banking system with a practical approach to risk governance and strategic decision-making. He holds an Honours Bachelor of Arts from the University of Toronto and an MBA in International Business from the University of Victoria.

Frank Giacomini is Vice President, National Sales, Alternative, with more than 20 years of experience in the Canadian mortgage industry. He has held progressive leadership roles across sales, underwriting, and operations, developing deep expertise in the broker channel and alternative lending. Frank is known for his collaborative leadership style and passion for building high-performing teams and strong industry relationships. He is focused on delivering exceptional service and innovative lending solutions that support mortgage brokers and their clients, while driving growth and business success across the organization.

Mr. Gill is Chief Information Officer (CIO) at RFA Bank of Canada, responsible for the Bank’s technology strategy, digital transformation, and information security programs. He brings over 20 years of experience in the financial services sector, with deep expertise in delivering secure, scalable solutions within OSFI-regulated institutions. Prior to RFA, Mr. Gill held senior technology leadership roles, where he led large-scale transformation initiatives and built high-performing teams aligned to business and regulatory priorities. He also serves as an Advisory Board Member for Portfolio Plus (Canadian Core Banking & FinTech).