RFA Bank of Canada is a federally regulated Schedule I Bank specializing in Alternative mortgage lending (Alt-A) through the broker channel. We provide flexible financing solutions to meet the diverse needs of borrowers, while offering secure GIC investment options to the public through a trusted national network of deposit dealers regulated by the Canadian Investment Regulatory Organization (CIRO).

RFA Bank of Canada is a member of the Canada Deposit Insurance Corporation (CDIC). Our GICs are eligible for deposit insurance protection from the CDIC. Maximum insurance protection for CDIC eligible GICs is to applicable limits. 

RFA’s residential mortgage lending business is operated by RFA Mortgage Corporation and RFA Bank of Canada, a federally regulated Schedule I Bank. RFA Mortgage Corporation specializes in Prime lending (insured, insurable, uninsurable), while RFA Bank of Canada specializes in Alternative lending (Alt-A). Combined, RFA offers mortgage brokers a one-stop shop of competitive mortgage products.

Our vision is to be a long-term leader in residential lending by delivering a value proposition that extends beyond rate and compensation. By combining a solutions-oriented product suite with a best-in-class broker experience, we aim to be the trusted partner of choice for brokers, clients, and strategic partners.

Explore our mortgage offerings.

RFA Bank of Canada is a member of the Canada Deposit Insurance Corporation (CDIC). We offer Guaranteed Investment Certificates through a contracted national network of Canadian Investment Regulatory Organization (CIRO) regulated deposit dealers.

Our GICs are eligible for deposit insurance protection by CDIC, subject to applicable coverage limits.

Please Note: RFA Financial, RFA Mortgage Corporation are NOT members of the CDIC.

Learn more about our deposits.